:root {
  --ink: #17201e;
  --muted: #596561;
  --paper: #f4f1e8;
  --surface: #fffdf7;
  --line: #cbd1c6;
  --green: #174c3c;
  --green-2: #d9e7dc;
  --orange: #d66b34;
  --max: 72rem;
}

* { box-sizing: border-box; }
html { color-scheme: light; scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font: 1rem/1.65 Arial, Helvetica, sans-serif; }
a { color: inherit; text-underline-offset: .2em; text-decoration-thickness: .08em; }
a:hover { color: var(--green); }
a:focus-visible { outline: .2rem solid var(--orange); outline-offset: .2rem; }
p, li { max-width: 68ch; }
img, svg { max-width: 100%; }
.skip-link { position: absolute; top: .5rem; left: .5rem; z-index: 10; padding: .7rem 1rem; background: var(--ink); color: white; transform: translateY(-160%); }
.skip-link:focus { transform: translateY(0); }
.site-header { border-bottom: 1px solid var(--line); background: rgba(244, 241, 232, .96); }
.nav-shell { width: min(calc(100% - 2rem), var(--max)); min-height: 4.8rem; margin: auto; display: flex; align-items: center; justify-content: space-between; gap: 1.25rem; }
.brand { display: inline-flex; align-items: center; gap: .7rem; font-weight: 800; text-decoration: none; letter-spacing: -.02em; }
.brand-mark { width: 1.8rem; height: 1.8rem; display: grid; place-items: center; border: 1px solid var(--ink); border-radius: 50%; font-size: .72rem; }
.primary-nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .35rem 1.1rem; }
.primary-nav a { min-height: 2.75rem; display: inline-flex; align-items: center; font-size: .88rem; font-weight: 700; text-decoration: none; }
main { overflow: hidden; }
.hero { position: relative; width: min(calc(100% - 2rem), var(--max)); margin: 0 auto; padding: clamp(4.5rem, 10vw, 8rem) 0 clamp(3.5rem, 8vw, 6rem); }
.hero::after { content: ""; position: absolute; width: clamp(8rem, 24vw, 18rem); aspect-ratio: 1; right: -4rem; top: 3rem; border: 1px solid var(--line); border-radius: 50%; box-shadow: inset 0 0 0 2.2rem var(--paper), inset 0 0 0 2.3rem var(--line), inset 0 0 0 4.8rem var(--paper), inset 0 0 0 4.9rem var(--line); opacity: .75; z-index: -1; }
.eyebrow, .kicker { margin: 0 0 1rem; color: var(--green); font-size: .75rem; line-height: 1.3; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
h1, h2, h3 { margin: 0; line-height: 1.08; letter-spacing: -.035em; font-family: Georgia, "Times New Roman", serif; }
h1 { max-width: 15ch; font-size: clamp(2.65rem, 7vw, 6.3rem); font-weight: 500; }
h2 { max-width: 21ch; font-size: clamp(1.75rem, 3.8vw, 3.2rem); font-weight: 500; }
h3 { font-size: 1.35rem; }
.dek { max-width: 56rem; margin: 1.75rem 0 0; color: var(--muted); font-size: clamp(1.1rem, 2vw, 1.35rem); }
.decision-strip { width: min(calc(100% - 2rem), var(--max)); margin: 0 auto 2rem; display: grid; grid-template-columns: repeat(4, 1fr); border: 1px solid var(--ink); }
.decision-strip span { padding: 1rem; text-align: center; font-size: .8rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.decision-strip span + span { border-left: 1px solid var(--ink); }
.section { width: min(calc(100% - 2rem), var(--max)); margin: 0 auto; padding: clamp(3.5rem, 8vw, 6.5rem) 0; border-top: 1px solid var(--line); }
.split { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: clamp(2rem, 8vw, 7rem); }
.split > div > p:first-child { margin-top: 0; }
.text-link, .card a { font-weight: 800; color: var(--green); }
.card-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; margin-top: 2.5rem; }
.card { min-width: 0; padding: clamp(1.35rem, 3vw, 2.2rem); background: var(--surface); border: 1px solid var(--line); }
.card-number { display: block; margin-bottom: 3rem; color: var(--orange); font: 700 .78rem/1 Arial, sans-serif; }
.card h3 { margin-bottom: 1rem; }
.callout { display: grid; grid-template-columns: 1.2fr .8fr; gap: 2rem; padding-inline: clamp(1.4rem, 4vw, 3rem); background: var(--green); color: white; border: 0; margin-bottom: clamp(3rem, 8vw, 6rem); }
.callout .kicker { color: #bcd5c4; }
.callout p { color: #eef5ef; }
.steps article { display: grid; grid-template-columns: 5rem 1fr; gap: 1rem; padding: 2rem 0; border-top: 1px solid var(--line); }
.steps article > span, .checklist-sections article > span { color: var(--orange); font-weight: 800; }
.steps h2 { font-size: clamp(1.55rem, 3vw, 2.35rem); }
.steps p { margin-bottom: 0; }
.two-column-list { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.check-list { margin: 0; padding: 0; list-style: none; }
.check-list li { padding: .75rem 0 .75rem 1.7rem; border-bottom: 1px solid var(--line); position: relative; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 800; }
.note { padding-inline: clamp(1.25rem, 4vw, 3rem); background: var(--green-2); border-top-color: var(--green); }
.note h2 { font-size: 1.75rem; }
.chain { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 2.5rem; }
.chain article { padding: 1.5rem; border: 1px solid var(--line); background: var(--surface); }
.chain article + article { border-left: 0; }
.chain span { color: var(--orange); font-weight: 800; }
.chain h2 { margin-top: 2.5rem; font-size: 1.6rem; }
.principles article { padding: 1.3rem 0; border-top: 1px solid var(--line); }
.principles h3 { font-family: Arial, Helvetica, sans-serif; font-size: 1rem; letter-spacing: 0; }
.principles p { margin-bottom: 0; }
.article-flow { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 3rem; }
.article-flow article { padding: 2.25rem 0; border-top: 1px solid var(--line); }
.article-flow h2 { font-size: 2rem; }
.checklist-sections { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.checklist-sections article, .question-groups article { min-width: 0; padding: 2rem; border: 1px solid var(--line); background: var(--surface); }
.checklist-sections h2, .question-groups h2 { margin: 1rem 0; font-size: 1.75rem; }
.checklist-sections ul, .question-groups ol { padding-left: 1.25rem; }
.question-groups { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.question-groups li { padding: .35rem 0; }
.memo { max-width: 58rem; padding: clamp(1.5rem, 5vw, 4rem); background: var(--surface); border: 1px solid var(--line); }
.memo-banner { display: flex; justify-content: space-between; gap: 1rem; padding-bottom: 1.25rem; border-bottom: .35rem solid var(--orange); }
.memo-facts { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; margin: 2rem 0; background: var(--line); border: 1px solid var(--line); }
.memo-facts div { padding: 1rem; background: var(--surface); }
.memo-facts dt { color: var(--muted); font-size: .75rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.memo-facts dd { margin: .25rem 0 0; font-weight: 700; }
.memo article { padding: 1.5rem 0; border-top: 1px solid var(--line); }
.memo article h2 { font-size: 1.55rem; }
.legal-copy { max-width: 50rem; }
.legal-copy h2 { margin-top: 2.5rem; font-size: 1.6rem; }
.recovery { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; border-top: 0; padding-top: 0; }
.recovery a { min-height: 4rem; display: flex; align-items: center; justify-content: space-between; padding: 1rem; border: 1px solid var(--line); background: var(--surface); font-weight: 800; }
.site-footer { padding: 3rem 0; color: var(--muted); border-top: 1px solid var(--line); }
.footer-shell { width: min(calc(100% - 2rem), var(--max)); margin: auto; display: grid; grid-template-columns: 1fr auto; gap: 1.5rem; align-items: start; }
.footer-shell p { margin: .5rem 0 0; font-size: .88rem; }
.footer-links { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .5rem 1rem; }
.footer-links a { min-height: 2.75rem; display: inline-flex; align-items: center; font-size: .85rem; }

@media (max-width: 46rem) {
  .nav-shell { padding: 1rem 0; align-items: flex-start; flex-direction: column; }
  .primary-nav { justify-content: flex-start; }
  .hero::after { right: -6rem; opacity: .5; }
  .split, .callout, .two-column-list, .footer-shell { grid-template-columns: 1fr; }
  .card-grid, .article-flow, .checklist-sections, .question-groups { grid-template-columns: 1fr; }
  .chain { grid-template-columns: 1fr 1fr; }
  .chain article + article { border-left: 1px solid var(--line); }
  .chain article:nth-child(n+3) { border-top: 0; }
  .footer-links { justify-content: flex-start; }
}

@media (max-width: 25rem) {
  body { font-size: .96rem; }
  .nav-shell, .hero, .section, .decision-strip, .footer-shell { width: min(calc(100% - 1.25rem), var(--max)); }
  .primary-nav { gap: 0 .75rem; }
  .primary-nav a { font-size: .8rem; }
  .decision-strip { grid-template-columns: repeat(2, 1fr); }
  .decision-strip span:nth-child(3) { border-left: 0; border-top: 1px solid var(--ink); }
  .decision-strip span:nth-child(4) { border-top: 1px solid var(--ink); }
  .steps article { grid-template-columns: 2.25rem 1fr; }
  .chain, .memo-facts, .recovery { grid-template-columns: 1fr; }
  .chain article:nth-child(n+2) { border-top: 0; }
  .memo-banner { flex-direction: column; }
}